SCORE the Investment Capital You Need to Fund Your Next Deal.
Hi, my name is Chris, and welcome to my site. I specialize in helping investors gain access to hard money and secure more favorable loan terms for their commercial real estate projects.
HELLO & WELCOME TO
SCORE Investment Capital
We specialize in providing access to quick and reliable commercial financing options designed for real estate investors, builders and developers. Whether you’re purchasing a fix-&-flip property, funding a commercial construction project, or need short-term capital to bridge the gap, our team is able to offer tailored lending solutions backed by experience and industry knowledge.
At SCORE Investment Capital, we understand that timing is everything in real estate. That’s why our process is streamlined for speed, transparency, and flexibility—giving you access to the funds you need when you need them most. With competitive programs, straightforward terms, and a focus on building long-term relationships, we’re here to support your success from the first deal to the next.
WHY CHOOSE US?
Our Team Offers You...
Funding tailored to your unique financial situation and goals.
A flexible and creative approval process - ALL CLIENT TYPES WELCOME.
Access to multiple lenders with NO bank overhead - saving you money.
Creative funding options when conventional financing is unavailable.
A FREE review of any competitor's quote.
With a wealth of experience on our side, SCORE Investment Capital finances nationwide, securing optimal financing solutions for commercial investors, business owners, and developers.
MEET YOUR COMMERCIAL LOAN ADVISOR
Hello... I'm Chris!
As a real estate investor and your commercial loan advisor, I believe that taking the time to understand your investment goals, risk tolerance, and portfolio strategy is crucial to helping you access the right capital sources and loan structure for your specific real estate project. The structure of your loan should perfectly align with both your current and future objectives - driving me to find the best clear-cut program, rates and terms to match your project needs.
If you are interested in exploring available financing options, please don’t hesitate to book a 30-minute strategy call with me to discuss your current or upcoming investment plans to see if we can identify any immediate opportunities to help achieve your goals.
WHAT LOAN SHOULD YOU CHOOSE?
Your Funding Options
At SCORE Investment Capital, we understand that real estate investors often face competitive markets where the ability to close within days can mean the difference between winning and losing a deal. With SCORE, you gain access to the funds you need quickly, with competitive rates and flexible terms, so you can WIN deals and profitably move forward with your commercial real estate projects.
Scroll down to view the different funding options we provide. Choose from hard money, bridge, multifamily and specialized commercial financing solutions with expert advisory.
Hard Money Loans
Asset-based loans for fast closings and deals that don’t qualify for traditional lending.
Asset-Focused Underwriting
Flexible Qualification
Short-Term Loan Structure
Up to 70% LTV
Commercial Bridge Loans
Quick, flexible financing to seize time-sensitive opportunities.
Closes in 5-14 Days
Flexible Use Cases
Up to 75% LTV
Interest-Only Term Structures
Fix & Flip Loans
Capital for short-term renovation projects with quick turnarounds and resale in mind.
Closes in 5-14 Days
Asset-Based Approval
Up to 75% ARV Financing
Funds Purchase & Renovation
Multifamily Acquisition Loans
Secure funding to purchase 5+ unit commercial properties.
Agency Programs w/ Non-Recourse
Up to 80% on Purchases
75% on Cash-Out Refinances
2-10 Year Interest-Only Options
Construction/Development Loans
Financing used to fund ground-up builds or major renovations.
Construction-to-Permanent Loan
Up to 80% Loan-to-Cost
Flexible Draw Schedules
Interest-Only During Construction
(DSCR) Debt Service Coverage Ratio Loans
Ideal for investors, based on rental income, not personal income.
NO Personal Income Verification
Rates as Low as 7.25%
Up to 80% LTV Available
Close in as Little as 7-14 Days
Not Sure Which Loan is Right for You?
Each commercial loan program is designed for specific property types and investment strategies. Whether you're eyeing an office complex, retail center, or multi-family property, you'll need to know which loan is the best fit in order to set yourself up for success. Our advisors will help you choose the perfect match for your unique commercial real estate project.
We also provide conventional commercial loan options, along with SBA 7(A) and 504 owner-occupied financing - so we are sure to offer you the best loan match for your particular scenario.
Let Us SCORE the Right Funding for You & Your Next Project.
We are ready to help guide you towards the best funding option for your project through expert advice, tailored solutions, and a smooth loan advisory experience... from start to finish.
30 Min strategy call
expert loan matching
no application fees
How Our Process Works
1. Initial Strategy Call
Discuss your property, project scope, and investment objectives
Review preliminary financials and timeline
Outline potential financing strategies
2. Financial Package Preparation
Compile necessary documentation
Prepare executive summary and financial projections
Structure loan request for maximum appeal to lenders
3. Lender Matching & Submission
Identify ideal lending partners from our extensive network
Present tailored proposals to selected lenders
Manage initial lender questions and feedback
4. Term Sheet Negotiation
Review and explain offered terms
Negotiate improvements when possible
Provide comparative analysis of multiple offers
5. Due Diligence Support
Coordinate with property appraisers, environmental firms, and other third parties
Manage information requests and document collection
Troubleshoot potential issues proactively
6. Closing Coordination
Review loan documents for accuracy and favorable terms
Coordinate with your legal team
Ensure smooth, timely closing process
Let's discuss your unique financial situation and find the perfect loan solution for you.
Frequently Asked Questions
What is hard money and how does it help?
A hard money loan is a short-term, real estate-backed loan provided by private lenders or lending companies. Instead of focusing on the borrower’s credit profile, the lender looks at the value of the property and the potential for profitability. These loans are designed to close quickly and often provide financing where traditional banks cannot or will not lend.
Hard money loans are commonly used for:
- Fix-and-flip projects
- Bridge financing
- New construction
- Land acquisition
- Rental property investment
- Cash-out refinances for investment properties
What are the benefits of getting a hard money loan?
Hard money benefits include:
- Speed to Close: Many hard money loans are approved and funded in as little as 5–10 days.
- Flexible Underwriting: Focus is on property value and potential, not just borrower credit history.
- Asset-Based Lending: Approval is based on collateral value, making funding accessible to more investors.
- Short-Term Solutions: Ideal for projects with quick turnaround times like flips or bridge scenarios.
- Competitive Advantage: Quick closings can help investors stand out to sellers.
Who can qualify for a hard money loan?
Since hard money lenders prioritize the property over the borrower’s credit score, qualification requirements are typically more flexible than traditional lenders. Many borrowers who may not qualify for bank financing — due to credit issues, property condition, or time constraints — may still obtain a hard money loan if the deal is strong.
Lenders often look for:
- Property with sufficient value or potential value
- Clear exit strategy
- Reasonable down payment or equity contribution
- Experience with real estate investing (preferred, but not always required)
How fast can a hard money loan close?
Some loans close in as little as 5–10 days, depending on property documentation and lender requirements. We can find you the best lenders to match your project goals. Book a call with us today.
Are hard money loans only for fix-and-flip projects?
No. While flips are common, hard money loans are also used for construction, land, rentals, bridge financing, and more.
Innovation
Fresh, creative loan solutions.
Integrity
Honesty and transparency.
Excellence
Top-notch services.
ABOUT
SCORE Investment Capital is a commercial mortgage advisory firm specializing in multifamily properties. Our mission is to empower multifamily investors by finding and securing the most competitive and reliable financing solutions for their commercial real estate needs.
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